Schedule of Events


MONDAY, SEPTEMBER 18 | 11:00 AM - 6:00 PM

Legal League members, associate members, and mortgage industry professionals are invited to attend the semi-annual Legal League Fall Servicer Summit, part of the Five Star Conference and Expo. This timely event presents an opportunity to participate in collaborative discussions regarding regulatory developments, landmark cases, and emerging issues within the housing and mortgage markets.

Lunch | 11:00 - 11:40 a.m.
Summit | 11:40 a.m. - 5:00 p.m.
Reception | 5:00 - 6:00 p.m.


Open only to Legal League members, associate members, and invited lenders, servicers, GSEs, and government entities.

Lenders, Servicers, Government
Location Name
Reunion E


11:00 AM - 11:40 AM

Fall Servicer Summit Lunch

Lunch will be served to Summit attendees only.

11:40 AM - 11:55 AM

Welcome Remarks
Five Star's Executive Director of Membership, Gina Gallutia, kicks off the Fall Servicer Summit with Legal League's Advisory Council Chair, Stephen Hladik, by recognizing fellow members for their leadership before embarking on the day's discussions.

Gina Gallutia Stephen Hladik
11:55 AM - 12:15 PM

Keynote Address
Join Thomas Mason of Ginnie Mae to hear key aspects of the Ginnie Mae model and important differentiators between Ginnie Mae and Government Sponsored Entities.

Thomas Mason
12:15 PM - 12:30 PM

Networking Break


12:30 PM - 1:15 PM

Mortgage Servicing Litigation: Where it is and Where it is Going
From post-COVID defenses to the statute of limitations, join our expert panelists to discuss the most prevalent litigation issues of 2023. As we move toward 2024, experts who handle these issues daily will give their opinions on any new loss mitigation options, future government funding of the HAF program, and the increasing volume of litigation in the mortgage servicing industry.

Jane Bond Mike Aiken Hilary Bonial Deloise Browne-Milner Michael Merritt Paul Santi
1:15 PM - 2:00 PM

Recent Mortgage Issues and Trends in Consumer Bankruptcy Cases 
With the climate of COVID largely over and bankruptcy courts starting to resemble the normalcy that was elusive over the past few years, the panelists will discuss recent case law, proposed rules/procedures, and other emerging issues/trends as it relates to mortgage loans in consumer bankruptcy cases.

Jeffrey Fraser Abbey Dreher Mary Viegelahn Alicia Byrd
2:00 PM - 2:45 PM

Diversifying Legal Practice in Real Estate: Embracing our Default Legal Expertise and Expanding to the Larger Real Estate Ecosystem 
This diversification panel will focus on transitive properties of default professionals’ experiences to the legal areas of origination and real estate ancillary services. Hear Industry experts from default, origination and beyond describe how skills and efficiencies learned in default services aided their ability to expand their role within their organization. With the real estate sector witnessing rapid changes and complexities, the panel will discuss how to leverage advanced technologies, particularly artificial intelligence (AI), to stay competitive and provide exceptional client services.

Neil Sherman Shane Hartzler Kent McPhail Michael Waldron
2:45 PM - 3:00 PM

Networking Break


3:00 PM - 3:45 PM

Foreclosure: Current Trends, Tactics and Takeaways 
Our panel will delve into the dynamic changes within the Servicer-attorney process, meticulously designed to align with the latest changes in the law and regulation. These experts will share insight on current litigation trends around defense tactics and appellate decisions, plus they will discuss concerns and new challenges around the requirement updates in GSE foreclosures—before, during, and after suit.

Tony Van Ness David Demers Clayton Gordon Melissa Black
3:45 PM - 4:30 PM

The Core of Diversity and Its Rewards
Many corporations are pulling back from their investments in DEI, while ESG is on the rise. The Supreme Court has nullified Affirmative Action and the winds of DEI are shifting yet again. So where does this leave our industry? This panel will discuss what is at the heart of DEI, why there is still work to be done, and how the companies that embrace DEI benefit.

Caren Castle Toniqua Green Jose Morin Michael Ruiz Summer Smith KimArie Yowell
4:30 PM - 4:55 PM

Fireside Chat on the Climate Change with the CFPB
Join us for an exclusive conversation between BDF Law Group's Ryan Bourgeois and CFPB's Financial Analyst, Erik Rubinyi. With increased natural disasters such as fire, flood, hurricanes, and drought the effects on the housing market in impacted areas is increasing. We will discuss the effects of climate change on the housing market and what that means for consumers and lenders.

Ryan Bourgeois Erik Rubinyi
4:55 PM - 5:00 PM

Closing Remarks
Ryan Bourgeois recaps the Summit and shares insight on what's next to come for Legal League.

Victoria Garcia DeLuca Ryan Bourgeois