Welcome Remarks
Host kicks off the Forum and outlines the important topics that will be covered during today's discussions. 
 

DISTRESSED ASSETS FORUM:
Bankruptcy Reform in Action: What Servicers and Firms Need to Know 
Join a candid and insightful panel of diverse leaders from the mortgage and servicing industry as they unpack recent updates to consumer bankruptcy regulations—most notably Bankruptcy Rule 3002.1. The discussion will cover how these changes impact servicer accounting practices, borrower communications, and case management, as well as what law firms and services need to know to remain compliant. The session will conclude with a brief look at recent developments in bankruptcy case law, including how restricting online payment access for bankruptcy debtors may constitute a violation of the automatic stay.

DISTRESSED ASSETS FORUM:
Next-Gen Loss Mitigation: Navigating FHA & VA Program Overhauls 
As loss mitigation evolves post-pandemic, major changes to FHA and VA programs are set to reshape servicing. This panel breaks down key updates, including the end of COVID-era FHA programs and the launch of its new permanent toolkit on October 1, 2025 with streamlined rules and revised face-to-face requirements. We’ll also examine the VA’s wind-down of VASP and efforts to create a permanent partial claim option. Learn how these shifts will impact borrowers, investors, and the servicing industry. 

DISTRESSED ASSETS FORUM:
Complex Legal Issues in Foreclosure and Default 
As foreclosure and default servicing face mounting regulatory scrutiny and evolving judicial interpretation, legal complexities continue to grow. This panel of seasoned attorneys and industry experts will explore today’s most pressing foreclosure challenges from title defects, standing issues, and contested mediations to procedural hurdles, statute of limitations nuances, and shifting interpretations of federal rules.