As First VP, Default Services, at PennyMac Loan Services, LLC, Melissa (Missy) Black is responsible for the Foreclosure team, including timeline management and compliance. Black is an industry veteran with nearly 20 years’ experience across servicing technology and performance management. Outside of work, you're likely to find her on a patio somewhere with her husband, listening to live music, watching football, at a classic car show, or hanging out at home with her two shih tzus.