Early in his career, Joseph Smith co-founded and served as CEO for Default Mitigation Management, LLC (DMM), and was instrumental in positioning the company for acquisition by Stretto. Alongside his DMM role, Smith was Senior EVP of Consumer Financial Services and Mortgage Subserving at Provident Bank for 25 years. At Stretto, Smith leads a multi-disciplinary team of internal industry experts and technologists to enhance the DMM Portal to meet stakeholders’ evolving needs, including the diverse challenges facing both Attorneys and loan servicers. Gleaning insight from decades of experience collaborating with bankruptcy attorneys and their clients, Smith provides valuable guidance to Stretto’s technology team related to crucial software enhancements to maintain up-to-date court-required forms and ensure borrowers meet regulatory compliance.